Privacy Policy — American Financial Holdings

Last Updated: April 1, 2026

American Financial Holdings ("we," "us," or "our"), located at 3560 Stonefield Dr, Orlando, FL 32826, is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website, use our services, or communicate with us.

1. Information We Collect

We may collect the following categories of personal information:

Identity Information: First and last name, business name, and title.
Contact Information: Email address, phone number, and mailing address.
Financial Information: Business revenue, funding requirements, and related financial data submitted through our application forms.
Technical Information: IP address, browser type, operating system, and website usage data collected through cookies and similar technologies.
Communications: Records of correspondence between you and American Financial Holdings, including emails, form submissions, and SMS messages.

2. How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate your funding applications
To communicate with you about our products, services, and your application status
To send marketing and promotional communications (with your consent)
To improve our website, products, and services
To comply with legal and regulatory obligations
To protect against fraud and unauthorized transactions

3. Information Sharing and Disclosure

We may share your personal information with:

Service Providers: Third-party vendors who assist us in operating our business, such as technology providers, underwriting partners, and communication platforms.
Legal Requirements: When required by law, regulation, or legal process.
Business Transfers: In connection with a merger, acquisition, or sale of assets.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. SMS & Text Message Communications

If you opt in to receive SMS/MMS messages from American Financial Holdings, the following terms apply:

By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from American Financial Holdings, sent using an automated telephone dialing system (ATDS).
Message frequency varies. You may receive up to 4 messages per month.
Message and data rates may apply depending on your mobile carrier and plan.
You may opt out at any time by replying STOP to any message. Upon opting out, you will receive one final confirmation message and no further SMS/MMS messages will be sent.
For assistance, reply HELP to any message or contact us at leslie@american-financial-holdings.com.
Consent is NOT a condition of purchase. You are not required to opt in to SMS communications in order to apply for or receive financing from American Financial Holdings.

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user behavior. You can control cookie preferences through your browser settings.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

Access the personal information we hold about you
Request correction of inaccurate or incomplete information
Request deletion of your personal information
Opt out of marketing communications
Withdraw consent for SMS communications at any time

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of our website and services constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

American Financial Holdings
3560 Stonefield Dr
Orlando, FL 32826
Email: leslie@american-financial-holdings.com