Lending Solutions

Institutional capital solutions structured for American business growth.

Working Capital Loans

Flexible capital to fuel day-to-day operations, manage seasonal fluctuations, and seize growth opportunities as they arise.

  • Funding from $50,000 to $5,000,000
  • Flexible repayment structures
  • Approval in as little as 48 hours
  • No collateral required for qualified borrowers

Revenue-Based Financing

Capital aligned with your revenue cycle — repayment adjusts with your business performance for sustainable growth funding.

  • Revenue-aligned repayment
  • No fixed monthly payments
  • Ideal for seasonal businesses
  • Quick deployment of capital

Real Estate Finance

Institutional capital for commercial real estate — acquisitions, development, bridge financing, and portfolio refinancing.

  • Commercial property acquisition
  • Construction and development loans
  • Bridge financing solutions
  • Portfolio refinancing

Equipment Financing

Acquire the equipment your business needs without depleting working capital. Structured financing for machinery, technology, and fleet.

  • Up to 100% equipment cost coverage
  • Fixed rate options available
  • Terms matched to equipment lifecycle
  • Tax-advantaged structures

Business Expansion Funding

Growth capital for established businesses ready to scale — new locations, market expansion, and strategic acquisitions.

  • Structured for multi-phase growth
  • Flexible draw schedules
  • Customized terms for each project
  • Dedicated relationship manager

Business Lines of Credit

Revolving credit facilities that provide on-demand access to capital — draw what you need, when you need it.

  • Revolving credit from $100K to $2M
  • Pay only for what you use
  • Automatic renewal options
  • No prepayment penalties

The Direct Lender Difference

When you work with American Financial Holdings, you work directly with the source of capital. No brokers, no intermediaries, no layered fees.

  • In-house underwriting and decisioning
  • Direct communication with decision-makers
  • Faster approvals — typically 24-48 hours
  • Transparent terms with no hidden fees
  • Relationship-based lending approach
  • Ongoing partnership beyond initial funding

Ready to Explore Your Options?

Let our lending team craft a financing solution tailored to your business objectives and growth timeline.

Start Your Application